Home Affordability Calculator

How Much Home Can You Afford?

Enter your income, debts, and down payment for a complete affordability analysis -- with three scenarios and a full monthly payment breakdown.

3 price scenarios
Full payment breakdown
DTI analysis
Credit score impact
Your Financial Picture
All fields help us give you an accurate result.
Income
Annual Gross Income $85,000
Co-Borrower Annual Income $0
Monthly Debts
Car Payment(s) / mo $350
Student Loans / mo $200
Credit Card Min. Payments / mo $100
Other Monthly Debt / mo $0
Down Payment & Costs
Down Payment $20,000
Annual Property Tax Rate 1.2%
Annual Home Insurance / mo $120
HOA Fees / mo $0
Credit Score Range
580-619
Fair
620-679
Good
680-739
Very Good
740-799
Excellent
800+
Exceptional
?
Not Sure
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Your Analysis Awaits

Fill in your financial details and click Calculate -- your full home affordability analysis will appear here.

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Calculator results are estimates for educational purposes and do not constitute financial advice. © 2026 Kodgeti Group